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Cake day: July 2nd, 2023

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  • The_v@lemmy.worldtoLemmy Shitpost@lemmy.worldA conundrum
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    3 days ago

    Rent vs mortgage - gotta put a caveat on that one.

    Renting = landlord gets all the money but has to maintain the property.

    Mortgage - bank gets all the money and you get a partial refund if you sell. You pay for the upkeep. A mortgage is not really an “investment”, you usually lose money on the deal if you live there. It’s cheap rent from the bank.

    It basic math to see which one is better long term. Usually the mortgage wins because of of the partial return. However if you can’t do the upkeep yourself, renting is often a better financial decision.

    There have been times when renting was the smarter financial decision. Like the housing bubble in 2003-2007. You could rent places for 1/2 what it would cost to buy them per month.


  • Reminds me of an old micromanaging supervisor of mine. He tried to get me to schedule out my tasks in detail so that they knew what I was doing every minute.

    So I broke it down in sub-5 minute intervals all day long until the last 2 hours of the day. The last 2 hours: Filling out the calendar for tomorrow. The directive lasted a week.

    I also might have set the notification default to 5 minutes before each event and picked an especially annoying notification tone.


  • My wife and I created a funny named joint e-mail account when we were engaged for all the wedding stuff (we got married in '01). Over time it sort of morphed into the default address for all bills, schools, family, etc. Anything that both of us should be aware of.

    The username has since became the default for most of our joint online accounts as well. It’s pretty close to the perfect username. It is distinct, short and easy to remember. Best of all it’s always available.