

For your first question, I think the average person would benefit from a simple digital currency that let’s them exchange “cash” without having to jump through a bunch of hoops. Venmo, Zelle, etc. are all proof that normal people want easy ways to pay each other.
As for your second point, I’m not sure I follow. But I assume you’re implying that crypto is better because it isn’t tied to the state?
I think it’s a mixture of that and the fact that when OpenAI saw that throwing more data drastically improved the models, they thought they would continue to see jumps like that.
However, we now know that bad benchmarks were misleading how steep the improvements were, and much like with autonomous vehicles, solving 90% of the problem is still a farcry away from 100%.