

you could account share? most services banned account sharing last year afaik.
and anyway; how is it a bad thing to reject predatory services?
piracy wad literally always a service problem. they solved it by netflix monopoly providing a great service people wanted and piracy was practically dead for an entire decade - then they all got greedy and we’re all headed back to piracy.
the solution here seems pretty obvious, and i think even the execs are aware of it.
i pay $20 a year for basically all of that and even more stuff but open source provided and maintained by a local server company in my country. of course i don’t use half of their offerings because some stuff has alternatives more suited for the platform or its simply not needed. but e.g. their service offers nextcloud which has most of the stuff you listed bundled into the platform by default. and then they have another 50 services added on top available for use.